AskChad.

02The calculator

Slide the numbers around. Everything updates live — principal and interest, taxes, insurance, mortgage insurance, HOA. Nothing you enter here is stored or sent anywhere.

Try one:

Defaults are sample figures for a typical Phoenix-metro purchase. Home prices, property tax rates and HOA dues vary widely by city and county across Arizona and New Mexico — Chad will pull the real number for any address.

Estimated monthly payment

Sample estimate · not a quote

  • Principal & interest
  • Property taxes
  • Homeowners insurance
  • Mortgage insurance (PMI)
  • HOA dues

Under 20% down, so a sample PMI estimate (0.5%/yr) is included. It drops off a conventional loan at 20% equity.

Loan amount
Down payment cash
Interest over the life of the loan
Text Chad this scenario →

What the calculator can't know

Closing costs, assistance, and the real cash to close.

A payment is half the picture. Closing costs, prepaid taxes and insurance, seller credits, and HOME+PLUS or Housing New Mexico assistance all change what you actually bring to the table. That number is a five-minute text.

Calculator results are estimates for illustrative and educational purposes only, are not a quote, rate lock, pre-qualification or pre-approval, and accuracy is not guaranteed. Actual rates, payments, taxes, insurance and mortgage insurance vary by scenario. Contact Chad for figures specific to your situation.

Chad · Loan Officer
calculator says $2,318. is that what I'd actually pay?
Close — the pieces that move are taxes and insurance for that specific house. Send me the address and I'll make it exact, plus cash to close. 📲

Numbers for a real house

Address and price is all he needs. You'll get the full monthly payment and cash to close back fast — usually within ten minutes on offer day.

Text Chad · 602-292-0415 →Apply with Chad at Fairway

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